Finance Options


Own the way you pay with Zip

Choose Zip at checkout to own it now and pay it later. Your items will be delivered now and paid off in interest free installments.

How does it work?

  • Nothing to Pay today. We pay the store. you take the goods, the same day.
  • Flexible repayments. Pay us back hew you like - weekly. fortnightly or monthly.
  • Interest free. Available on purchase up to $900.

What you need

  • Verified Facebook or PayPal account
  • To be over 18 years of age
  • To live in Australia
  • Good credit history for approval

How to use this service

  • Shop online and add items to your cart as normal
  • In checkout, select Zip as your payment method
  • Sign in to your Zip account and click 'Complete Order'
  • You'll recieve a 6-digit code via SMS - enter this code when prompted to complete your order.

Zip Payment Options


Account limit under $1,000
  • Interest free always. Every transaction you make with Zip Pay is interest free always.
  • Add your Zip card to Apple or Google Pay to shop everywhere Visa is accepted.
  • From $10 pw. Set your schedule to weekly, fortnightly or monthly.
  • No establishment fees. $6 monthly fee waived if you have no balance.


Account limit over $1,000
  • Interest free for the first 3 months.
  • Get interest-free retail offers from 6-48 months.
  • Flexible repayments from $10 pw. Set your schedule to weekly, fortnightly or monthly.
  • One-off establishment fee (from $25). $6 monthly fee waived if you have no balance.

Zip Business Trade

$1,000 – $3,000
  • Peace of mind with an account that covers everyday and unexpected spending with quick funding and flexible repayments.
  • Ideal for everyday items, office supplies, social media ads and more
  • Decision time: In minutes
  • $200 minimum monthly repayment
  • $12 per month waived if you have zero balance

Take it today. Take time to pay. Humm!

Love it forever, pay interest never from $1 - $900 with Humm.
Which means you get to buy it today, and take time to pay.

How does it work?

  • Download the Humm app or register online
  • Shop online or in store as usual pay later
  • Flexible payment options to suit your lifestyle
  • Available on orders from $1-$900

What you need

  • To be 18 years or older
  • Be a permanent resident of Australia
  • Have a permanent job (of at least 25 hours a week) or be on a pension
  • Be sure you’re not insolvent (or declared bankrupt

How to use this service

  • Download the Humm app, or visit their website, and register your account
  • Select Humm as your payment method at checkout online, or in store!
  • Your order will be shipped after your checkout is finalised
  • Repay in 5 or 10 instalments weekly or fortnightly for purchases up to $900

Little and Big Things Online & In Store.